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Chagua insurance.

Holistic Insurance Solutions gives you ways to hedge against unanticipated
loss of income,
loss of health,
or
loss of life.

Insurance protects against loss of income by:
  • allowing the policy holder to use their policy after 3 years as collateral for a loan
  • providing the option of a lumpsum cash benefit in event of accidental disability or death
Insurance protects against loss of health by:
  • ensuring that the policy terms remain the same despite deterioration in health status
  • meeting medical bills in the event of an accident (the Personal Accident cover)
Insurance protects against loss of life by:
  • paying the promised benefits to nominated beneficiaries if the policy holder were to pass away during the period of insurance

Chagua investment.

Holistic Insurance Solutions gives you ways to
prevent loss of capital,
prevent stagnation in income
and
beat inflation.

Investment hedges against loss of capital by:
  • ensuring your fund manager is a stable and reputable organization
  • ensuring that investment decisions made are professionally sound
Investment hedges against stagnation in income by:
  • giving an investment return at a compounded rate of interest
Investment hedges against inflation by:
  • ensuring prudent investment that yields a rate of return above inflation
  • taking advantage of economies of scale, giving higher returns to individuals than if they invested individually

Chagua retirement.

Holistic Insurance Solutions gives you ways to
guarantee old age income,
fund your interests in old age
and
protect against predation.

Pension guarantees old age income by:
  • converting your savings into regular payments for life
  • ensuring that your payments are paid at the beginning, not at the end of the period (i.e month, quarter or year)
Pension funds your interests in old age by:
  • giving disposable income for what you love doing like travel, eating out and treating your grandchildren and friends
  • maintaining your standard of living
Pension hedges against predation by:
  • ensuring that money is not lying within easy reach
  • ensuring that your money cannot be accessed by creditors and is free from litigation
  • ensuring that your money is paid only to you as long as you live